Accounting

Analyses profit by customer or client after discounts, service time and other costs to serve, ranks them on a profit curve, and suggests pricing, terms or service changes for the worst.

Analyses a business's working capital with DSO, DIO, DPO and the cash conversion cycle from supplied figures, and recommends ways to free cash tied up in receivables and stock.

Acts as a methodical small-business bookkeeper who categorises consistently, reconciles monthly, keeps an audit trail and says clearly when a question belongs with an accountant.

Builds an annual budget for a small business from revenue drivers and cost lines, phased by month with seasonality, sanity checks and a monthly variance review routine.

Builds three-year financial projections for a startup or small business with driver-based revenue, costs, headcount, cash and funding needs, and an assumption register with every figure labelled.

Calculates break-even units and revenue for a business from fixed costs, variable costs and price, with margin of safety, a sensitivity table and what it means for pricing.

Calculates cash runway and gross and net burn from a cash balance and monthly flows, with a month-by-month projection, downside and upside scenarios, decision dates and levers to extend it.

Calculates cost of goods sold and closing inventory value from purchases and stock counts using FIFO, weighted average or specific identification, explaining each step and the checks.

Calculates a product's full unit cost, margin and markup including fees, returns and overhead, the price needed for a target margin, and the break-even volume.

Calculates the full cost of an employee beyond salary, including employer taxes, benefits, equipment, recruitment, onboarding and management time, as one-off and annual figures with sources to verify.

Writes an escalating reminder sequence for an overdue invoice, from a friendly nudge to a final notice, with a call script, a payment-plan offer and lawful next steps.

Compares leasing, financing and buying business equipment on total cost, discounted cost, cash flow, tax treatment to verify, flexibility and risk, using the user's actual quotes.

Explains an accounting concept such as accruals, depreciation, deferred revenue or cash versus profit with a small-business example, journal entries and the effect on each statement.

Explains restricted, unrestricted, designated and endowment funds for a nonprofit, how to track and report them, and how to avoid misusing grant money, applied to the user's own grants.

Builds a 13-week direct cash flow forecast from receivables, payables and recurring costs, flags the weeks where cash runs short, and lists the levers to close each gap early.

Acts as a fractional CFO for small businesses who thinks in cash, margins and runway, builds simple forecasts, asks for the numbers before opinions and is plain about risk.

Guía a un profesionista o pequeño negocio en México para emitir una factura CFDI campo por campo (receptor, uso del CFDI, método y forma de pago, régimen e impuestos) y corregir rechazos comunes.

Prepares a small business owner or freelancer for an accountant meeting - documents to gather, questions on tax, structure and cash, decisions to bring, and a one-page brief to send ahead.

Builds a month-end close checklist for a small business, sequenced by day, covering bank and card reconciliations, receivables, payables, accruals, payroll, tax accounts, review and sign-off.

Builds a year-end pack for an accountant - reconciliations, supporting schedules, open questions and documents - so the accountant's time is spent on judgement, not chasing.

Reconciles a small business or household bank account against the books for a period, matching items, finding missing, duplicated or mis-keyed entries and explaining every difference.

Reviews a small business balance sheet in plain language for liquidity, debt, working capital and red flags, with the ratios worked out and questions to take to the accountant.

Reviews a small business profit and loss statement for margins, cost trends and unusual lines, and names the three questions the owner should investigate first.

Proposes a lean chart of accounts for a small business type, with numbering, what belongs in each account, mapping notes for the bookkeeping software and the common mistakes to avoid.

Lists the steps and questions to verify before paying a first employee - registrations, withholding, contributions, payslips, records and deadlines - in order, for the employer's country.

Sets up job costing for a trades, agency or project business to track labour, materials, subcontractors and overhead per job, compare estimates with actuals and find unprofitable work.

Sets up a receipts and expenses workflow for a small team, covering capture, required fields, approval limits, categorisation, reimbursement, month-end cut-off and a rollout plan.

Sets up simple bookkeeping for a sole trader or freelancer, with a tool choice sized to volume, lean categories, a weekly routine, receipt rules and a year-end checklist for the accountant.

Writes a credit control policy for a small business covering credit checks and limits, payment terms, invoicing, a dated reminder timetable, disputes, escalation, stop-supply rules and write-offs.

Writes a professional invoice with the commonly required fields - numbering, tax IDs, VAT or sales-tax lines, payment terms and a late-fee clause - plus a short cover message.