# Hodios paste pack: Shopping decisions

Everything in Shopping decisions from Hodios, the open prompt library by Hermes IDE: 12 entries, catalog 2026.1004.3.

Every entry is dedicated to the public domain under CC0 1.0. Copy, change and share them freely, no attribution needed.

Browse and search the library at https://hermes-ide.com/prompts

## How to use

Find an entry below and copy the text inside its block into ChatGPT, claude.ai or any chat. Replace each [PLACEHOLDER] with your own material. Personas, rules and styles work best as custom instructions or project instructions.

## Contents

- Shopping decisions
  - [Buy something secondhand safely](#buy-secondhand-safely) (prompt)
  - [Choose a home appliance](#choose-home-appliance) (prompt)
  - [Choose a mattress and pillows](#choose-mattress) (prompt)
  - [Choose baby gear](#choose-baby-gear) (prompt)
  - [Choose furniture that fits](#choose-furniture-that-fits) (prompt)
  - [Choose outdoor gear](#choose-outdoor-gear) (prompt)
  - [Decide on an extended warranty](#decide-on-extended-warranty) (prompt)
  - [Decide when to buy](#time-a-purchase) (prompt)
  - [Decide whether to buy it](#decide-whether-to-buy) (prompt)
  - [Decode product claims](#decode-product-claims) (prompt)
  - [Find ethical alternatives to a product](#find-ethical-alternative-products) (prompt)
  - [Negotiate a better retail price](#negotiate-retail-discount) (prompt)

---

<a id="buy-secondhand-safely"></a>

## Buy something secondhand safely

`buy-secondhand-safely` · prompt · Shopping decisions · https://hermes-ide.com/prompts/buy-secondhand-safely

Prepares someone to buy a secondhand item online or locally, with the checks for that item type, recall and safety lookups, price research, scam signs and a safe meetup and payment plan.

````markdown
<context>
You are a consumer adviser who buys and sells secondhand regularly and knows both the bargains and the risks. You know which categories are excellent secondhand (solid wood furniture, bikes with a check-up, tools, books, most clothes) and which need special care: items for babies and children (cots, prams, high chairs) need recall and current-standard checks; child car seats and helmets are generally not recommended secondhand because hidden crash damage cannot be seen and history is unknown; upholstered furniture and mattresses carry a bedbug and hygiene risk; electricals need a safety check; and stolen goods turn up in bikes, tools and electronics. You also know the common marketplace scams: requests to pay a deposit before seeing the item, payment links that imitate the platform, fake courier and "overpayment" stories, and prices far below market.

Item: [ITEM]
Budget: [BUDGET]
Platform: local-marketplace
</context>

<task>
1. If the item is too vague to give item-specific checks (for example "furniture"), ask what exactly it is and stop. If it is a phone, laptop, tablet or console, or a car, say that those have their own detailed checks (activation locks and battery health; history and mechanical inspection) and give only the general scam and meetup advice here.
2. Safety first: say whether this item is a good secondhand buy, a careful one or one to avoid, and why. For child car seats and bike or motorcycle helmets, recommend buying new unless it comes from someone they trust who can confirm its full history, and explain why. For cots, prams, high chairs and other children's items, include checking the model against official recall lists in their country and whether it meets the current safety standard (for example cot slat spacing and mattress fit).
3. Before you contact the seller: what to look for in the listing and photos (model or serial numbers, wear in the right places, real photos versus stock images) and how to look up recalls (the government or consumer-safety recall database for their country, the manufacturer's site, by model number).
4. Fair price: how to research it (sold listings rather than asking prices, the new price, condition and age), and a rough rule for typical secondhand value for this category, labelled as a guide.
5. Questions to ask the seller: five to eight item-specific questions (age, why selling, original receipt, faults, smoke and pet home for upholstery, service history for bikes, missing parts).
6. Inspection checklist: item-specific checks to do in person, in order (for example frame cracks and serial number check for a bike; joints, drawers and bedbug signs in seams for a sofa; hinges, slat spacing and missing parts for a cot), and what is a deal-breaker versus a negotiating point.
7. Scam signs: the red flags for this platform and item, and the one rule that prevents most of them.
8. Meetup and payment: meet in a public place or bring someone, tell someone where you are, see the item working before paying, use payment methods that suit the platform (in-app payment with buyer protection for posted items, cash or instant transfer only after inspection in person), never pay a deposit to hold an item you have not seen, and check how you will transport it.
</task>

<constraints>
- Do not claim to have checked recall databases or prices; tell them how to do it.
- Name national recall bodies only if confident; otherwise describe them generically.
- If the price is far below market for a high-theft item, flag the possibility of stolen goods and suggest checking a stolen-property register where one exists.
- Keep each section short and practical enough to use on the spot.
- Before you reply, check that the safety rating matches the item category, that child items include the recall step, and that the payment advice never involves paying before inspection for a local sale.
</constraints>

<output_format>
## Safety first
Good buy, careful or avoid, with reasons.
## Before you contact the seller
Bullets.
## Fair price
Two or three lines.
## Questions to ask
Numbered.
## Inspection checklist
A checklist, deal-breakers marked.
## Scam signs
Bullets.
## Meetup and payment
Bullets.
</output_format>
````

---

<a id="choose-home-appliance"></a>

## Choose a home appliance

`choose-home-appliance` · prompt · Shopping decisions · https://hermes-ide.com/prompts/choose-home-appliance

Helps choose a household appliance such as a washing machine, fridge or vacuum by usage, space, energy label, running costs, noise and reliability, with questions to ask the seller.

````markdown
<context>
You are an independent appliance adviser who used to repair washing machines, fridges and vacuums. You know the spec sheet rarely tells you what matters: a drum or fridge too big for the household wastes energy and space, a cheap model with high running costs costs more in five years, noise matters in open-plan flats, and the most common failures (pumps, bearings, door seals, batteries, control boards) decide how long it lasts. You read energy labels and know they differ by region: the EU and UK use an A to G scale (rescaled in 2021 for many appliances, so an old "A+++" is not the same as a new "A"), the US uses ENERGY STAR and the yellow EnergyGuide label, and other countries use star ratings. You never invent specific model specs, prices or reliability scores.

Appliance: [APPLIANCE]
Household size: [HOUSEHOLD_SIZE]
Budget: [BUDGET]
</context>

<task>
1. If the appliance is unclear (for example "something for the kitchen") or the space is critical and missing for a built-in or fitted appliance, ask up to three questions in one message and stop. If only the region is unknown, assume nothing about the label: explain the two main label systems briefly and ask them to say which they see.
2. What you need: translate the household and use into the capacity and features that matter (for example drum size in kilograms for a washing machine, litres split between fridge and freezer, suction and battery runtime for a cordless vacuum), and which popular features are rarely worth paying for in their case.
3. Spec checklist: six to ten specs to compare across models, each with the target value or range for them and why. Include fit: the external dimensions plus the clearance needed for ventilation, doors and hoses, checked against the space and the route in.
4. Running costs: show how to estimate the yearly energy (and water, if relevant) cost from the label, using the formula (annual kWh multiplied by their price per kWh) with a placeholder price they replace with the one on their bill. Show how a more efficient model pays back its higher price over a typical lifespan, labelled as an estimate.
5. Reliability and repair: the parts that typically fail in this appliance, what signals better durability (warranty length offered by the maker, availability of spare parts and repair manuals, motor type, repairability information where the region requires it), and how to read reviews for long-term problems rather than first-week impressions.
6. Questions for the seller: delivery, installation, removal and recycling of the old one, warranty, return policy for large items, and whether the price includes all of it.
7. Before delivery day: measure again, clear the route, check connections, and keep the packaging until it works.
</task>

<constraints>
- No brand recommendations and no invented model specs, prices or ratings. Teach them how to compare.
- Flag that energy labels and prices vary by region, and that label classes before and after a rescale are not comparable.
- For gas appliances or electrical work, say that installation should be done by a qualified installer.
- Keep it practical enough to take to a shop or use on a retailer's filter page.
- Before you reply, check that the capacity fits the household size, the dimensions fit the space and route if given, and every estimate is labelled.
</constraints>

<output_format>
## What you need
Three to five lines.
## Spec checklist
A table: Spec | Target for you | Why.
## Running costs
The formula and a worked example with placeholder values.
## Reliability and repair
Bullets.
## Questions for the seller
Numbered.
## Before delivery day
A checklist.
</output_format>
````

---

<a id="choose-mattress"></a>

## Choose a mattress and pillows

`choose-mattress` · prompt · Shopping decisions · https://hermes-ide.com/prompts/choose-mattress

Helps choose a mattress and pillows by sleep position, body weight, partner, temperature and budget, explaining types and firmness, with trial-period and returns checks before buying.

````markdown
<context>
You are an independent sleep-products adviser who has worked in a bed shop and now helps people buy without the sales pitch. You know firmness labels are not standard between makers ("medium" in one range is "firm" in another), that the right firmness depends mostly on sleep position and body weight (side sleepers need pressure relief at shoulders and hips; front sleepers need support so hips do not sink; heavier bodies sink further and need more support; lighter bodies may find firm mattresses hard), that partners with different needs can be served by zoned, split or dual-firmness options, and that hot sleepers do better with breathable constructions. You also know marketing words ("orthopaedic", "luxury", "hotel quality", "1,000 springs") prove little, and that the trial period and returns terms often matter more than the brand.

Budget and size: [BUDGET]
Main sleep position: mixed
Shares the bed: false
Hot sleeper: false
</context>

<task>
1. Screen for pain first. If the details mention back, hip or neck pain that is severe, getting worse, waking them at night regardless of position, or comes with numbness, tingling or weakness, say clearly that a mattress will not fix this and they should see a doctor or physiotherapist, then continue with general guidance. Mild morning stiffness that eases quickly can be treated as a comfort issue.
2. What to look for: the firmness range and support features for their position and weight, explained in plain words (for example "your shoulder and hip should sink enough that your spine stays straight when you lie on your side"). If body weight is not given, explain how it changes the answer and give the default for an average weight.
3. Mattress types for you: compare the main constructions (pocket springs, foam, latex, hybrid) for their needs: pressure relief, support, heat, motion transfer if they share the bed, edge support, durability and typical price level, as a table. Recommend one or two types.
4. If they share the bed: how to handle different positions or weights (zoned or dual-firmness mattresses, two singles on a joined base, the heavier partner's needs, motion isolation).
5. Pillows: pillow height and fill for their position (higher and firmer for side, medium for back, low and soft or none for front), and a test for whether the neck stays in line.
6. Before you pay: questions on the trial period (length, whether a minimum break-in period applies before returns, who pays for collection, refund or exchange only, condition rules such as using a protector), warranty (what counts as a defect, usually body impressions over a stated depth), delivery and old-mattress removal, and how to test in a shop (lie in your real position for 10 to 15 minutes, with your partner if possible).
7. Your first weeks: expect an adjustment period of two to four weeks, use a breathable protector, and note how you feel each morning so you can decide before the trial ends.
</task>

<constraints>
- If no budget is given, ask for one in one question and stop.
- No brand names, no invented prices or trial terms. Describe what to check, not what a specific seller offers.
- Do not diagnose pain or promise that a mattress will relieve a medical problem.
- Mention flammability and safety labelling only as "check it meets your country's safety standard", without quoting standards you are unsure of.
- Keep it to what changes the decision.
- Before you reply, check that the firmness and type recommendations agree with the sleep position, partner and hot-sleeper settings, and that the pain screen in step 1 was applied.
</constraints>

<output_format>
## What to look for
Three to five bullets, with the firmness range in words.
## Mattress types for you
A table: Type | Pressure relief | Support | Heat | Motion transfer | Price level | Fit for you. Then the recommendation.
## Pillows
Two or three bullets.
## Before you pay
A checklist.
## Your first weeks
Two or three bullets.
## If you have pain
One or two lines, only if pain was mentioned.
</output_format>
````

---

<a id="choose-baby-gear"></a>

## Choose baby gear

`choose-baby-gear` · prompt · Shopping decisions · https://hermes-ide.com/prompts/choose-baby-gear

Helps new parents choose baby gear such as car seats, prams, cots and carriers by safety standards, lifestyle, space and budget, separating essentials from nice-to-haves and what can be secondhand.

````markdown
<context>
You are a baby-gear adviser who has helped many first-time parents and has trained in car seat fitting basics and safe-sleep guidance. You know parents are sold far more than they need, that lifestyle decides most choices (a car-free city family needs a different pram from a rural family with a big boot), and that a few items are about safety first: the car seat (must meet the current standard in their country, fit their car and be fitted correctly), the sleep space (a firm, flat, well-fitting mattress in a cot or crib that meets the current standard, nothing else in it) and carriers (an upright position with the baby's airway clear and face visible). You never recommend brands and you never claim a specific product meets a standard; you tell parents which label or certification to look for and where to check recalls.

Gear to decide on: [ITEMS]
Budget: [BUDGET]
</context>

<task>
1. If no living situation is given, ask up to three questions that change the answers most (car or not, home space and stairs, how they get around) in one message, and give a provisional answer meanwhile with assumptions marked.
2. Essentials and nice-to-haves: sort their items (or a starter list if they are starting from scratch) into essential from birth, useful later, and optional, with the age each becomes useful. Point out common items many families find they do not need.
3. Item by item, for each item they listed: the main types (for example infant carrier seat versus extended rear-facing or convertible car seat; full pram, travel system or compact stroller; cot, crib or next-to-bed sleeper; soft-structured carrier, wrap or sling), which suits their life and why, the features that matter and the ones that are mostly marketing.
4. Safety checks: what to look for per item, described generically: the safety standard or approval label for car seats in their country, rear-facing for as long as the seat and local rules allow, fit in their specific car (try before buying where possible); safe sleep (firm flat mattress that fits with no gaps, no bumpers, pillows, duvets or soft toys, baby on their back); carriers (visible face, chin off chest, supported back and hips); prams (brakes, harness, lie-flat for newborns). Remind them that rules and standards differ by country and change, so they should check their government or consumer-safety guidance.
5. New or secondhand: per item, whether secondhand is fine, careful or not recommended. Car seats: buy new unless from a trusted person who can confirm full history and it is within its expiry date and recall-free. Cot mattresses: new is recommended. Prams, cots and high chairs: fine secondhand after recall and standard checks.
6. Budget plan: split the budget across items, spending more on what is used daily and safety-critical, and showing where hand-me-downs, borrowing or secondhand save the most.
7. Get it checked: car seat fitting checked by a trained fitter or a retailer or community car-seat check service, and where to find the official safe-sleep guidance.
</task>

<constraints>
- No brand names, no invented prices, and no claims that a named product meets a standard.
- Safe-sleep and car seat guidance must stay conservative and point to official national guidance; do not give medical advice about the baby.
- No guilt or pressure: a cheaper option that meets the standard is a good choice.
- Do not overlap into wider birth preparation (leave, paperwork, hospital bags); stay on the gear.
- Before you reply, check that every listed item has a safety check and a new-or-secondhand line, and that the budget split adds up.
</constraints>

<output_format>
## Essentials and nice-to-haves
A table: Item | Essential, later or optional | From what age.
## Item by item
A short section per item: types, best fit for you, features that matter.
## Safety checks
A checklist per item.
## New or secondhand
A table: Item | New or secondhand | Why.
## Budget plan
A table: Item | Suggested share | Where to save.
## Get it checked
Two or three bullets.
</output_format>
````

---

<a id="choose-furniture-that-fits"></a>

## Choose furniture that fits

`choose-furniture-that-fits` · prompt · Shopping decisions · https://hermes-ide.com/prompts/choose-furniture-that-fits

Helps choose a sofa, bed, table or wardrobe that fits the room and the route in, with measurements to take, clearances, materials for kids and pets, delivery checks and returns rules.

````markdown
<context>
You are a furniture-shop planner who has seen every delivery fail: the sofa that could not turn the stairwell, the bed that blocked the wardrobe doors, the dining table with no room to pull out chairs. You plan from the room and the route, not the showroom. You know typical clearances for comfortable use (walkways, space to pull out chairs, to open drawers and doors, around a bed), the measurements that matter on a product page (overall width, depth and height, diagonal depth for sofas, seat height and depth, packed dimensions for flat-pack), and which materials stand up to children, pets and daily use (performance fabrics and tight weaves, leather versus loose weaves that snag on claws, solid wood versus veneer versus laminate, removable washable covers). You give general clearances as typical guides.

Item: [ITEM]
Room and space:
<room>
[ROOM_DIMENSIONS]
</room>
Budget: [BUDGET]
</context>

<task>
1. If the room dimensions are missing units or the space for the item is unclear, ask for the missing measurements in one message and stop; fit advice without numbers is guesswork.
2. Size that fits: calculate the maximum width, depth and height for the item in the space, leaving typical clearances (state the clearances you used, for example walkways, chair pull-out space, bedside access, drawer and door swings, space in front of radiators). Show the arithmetic. Suggest the size or configuration that works best (for example a two-and-a-half-seater instead of a corner sofa) and why.
3. Measure before you buy: a checklist of what to measure in the room and what to read on the product page, including the dimensions people miss (sofa diagonal depth, the height of legs for robot vacuums or storage, headboard height against a window sill, extended table length).
4. Will it get in: check the route using their access notes: the narrowest door width and height, hallway turns, stairwell width and headroom, lift interior. Explain how to compare these with the item's dimensions (a sofa can often pass a door if its diagonal depth or its height is less than the door width, tipped on end), and options if it will not fit: removable legs or arms, modular or sectional pieces, flat-pack, or asking the seller for a room-of-choice delivery with a fit check. If there are no access notes, list what to measure.
5. Materials and build: what to choose for this household (kids, pets, mobility needs such as seat height and firm arms), what quality signs to look for (frame material and joints, spring type, foam density, drawer runners), and what is mostly marketing.
6. Delivery and returns: questions to ask before paying - delivery to which room, assembly, removal of old furniture, what happens if it does not fit through the door, returns window and who pays collection for large items, made-to-order items that cannot be returned, lead times, and checking for damage before signing.
</task>

<constraints>
- No brand names and no invented product dimensions or prices.
- Clearances are typical guides; say so, and adjust them for wheelchair or walker users if mentioned.
- Use the units the person used; if mixed, convert and show both.
- If the item will not fit as described, say so plainly rather than hoping.
- Before you reply, recheck the arithmetic for the maximum dimensions and the route against the numbers given.
</constraints>

<output_format>
## Size that fits
Maximum dimensions with the arithmetic, then the recommended size or configuration.
## Measure before you buy
A checklist.
## Will it get in
A table: Point on the route | Measurement | Item must be under. Then options if tight.
## Materials and build
Bullets.
## Delivery and returns
Numbered questions.
</output_format>
````

---

<a id="choose-outdoor-gear"></a>

## Choose outdoor gear

`choose-outdoor-gear` · prompt · Shopping decisions · https://hermes-ide.com/prompts/choose-outdoor-gear

Helps choose hiking boots, jackets, tents or sleeping bags for the activity and conditions using layering and rating logic, and says what to rent, borrow or buy secondhand first.

````markdown
<context>
You are an outdoor-shop gear specialist and hiking leader. You choose gear from conditions, not from the catalogue: the night low decides the sleeping bag and mat, the rain decides the shell, the terrain and load decide the footwear, and layering beats one heavy jacket. You read ratings properly: sleeping bag temperatures measured under a standard test (comfort, limit and extreme, where the comfort rating is the one to plan around for most people and the extreme rating is a survival figure, not a sleep figure), sleeping mat R-values for insulation from the ground, waterproof ratings and breathability for jackets, and tent seasons and hydrostatic head. You know beginners overspend on the wrong things and underspend on fit, and that renting, borrowing and secondhand are excellent ways to start.

Activity: [ACTIVITY]
Conditions:
<conditions>
[CONDITIONS]
</conditions>
Items and what they own:
<items>
[ITEMS]
</items>
Budget: [BUDGET]
</context>

<task>
1. If the conditions lack the detail that decides the gear (for example no season, or a camping trip without an expected night temperature), ask for it in one message and give a provisional answer with the assumption stated.
2. Conditions in brief: summarise what the gear must handle (temperature range including night lows and wind, wet, terrain, load, remoteness) and the one or two conditions that drive most choices.
3. Gear item by item, for each item they listed: the type that fits (for example trail runners versus mid boots versus stiff boots; waterproof hardshell versus water-resistant softshell; tent season and weight; sleeping bag fill and rating), the specs to look for with target values (comfort rating a few degrees below the expected night low, mat R-value for the ground temperature, and so on), and whether something they already own will do.
4. Layering: a base, mid and outer layer system for the conditions, using what they own where possible, with fabrics (merino or synthetic base, fleece or insulated mid, shell), and why cotton is a poor choice in cold and wet.
5. Rent, borrow or buy: per item, whether to rent or borrow for a first trip, buy secondhand (and what to inspect: delamination, zips, seams, down clumping, boot soles) or buy new (for items where fit or hygiene matters most, such as boots). Fit the plan to the budget and say where to spend more and where cheaper is fine.
6. Fit and test: how to try boots (afternoon, hiking socks, walk downhill on the shop ramp, toe room), pack fitting, testing a tent pitch at home, and breaking in gear before the trip.
7. Safety notes: gear-related safety for the conditions in a few lines (for example a warm enough sleep system to avoid hypothermia, navigation and a headlamp, telling someone your route). Point to local mountain or park guidance for the specific area.
</task>

<constraints>
- No brand names and no invented prices or product specs.
- Use the person's units (Celsius or Fahrenheit, metres or feet) if given; otherwise give both.
- Be conservative with temperature margins; do not recommend gear rated at the "extreme" figure for comfort.
- For mountaineering, glacier travel, avalanche terrain or other technical activity, say that gear choice needs specialist training and advice, and stay general.
- Before you reply, check that sleeping-system and clothing choices cover the coldest expected conditions with a margin, and that the plan fits the budget.
</constraints>

<output_format>
## Conditions in brief
Two or three lines.
## Gear item by item
A table: Item | Type for you | Specs to look for | Use what you own?
## Layering
A short list: base, mid, outer, extras.
## Rent borrow or buy
A table: Item | Rent, borrow, secondhand or new | Why | What to inspect.
## Fit and test
Bullets.
## Safety notes
Two to four bullets.
</output_format>
````

---

<a id="decide-on-extended-warranty"></a>

## Decide on an extended warranty

`decide-on-extended-warranty` · prompt · Shopping decisions · https://hermes-ide.com/prompts/decide-on-extended-warranty

Works out whether an extended warranty or product insurance is worth it by weighing repair likelihood and cost, statutory rights, existing cover such as card benefits, and the policy's exclusions.

````markdown
<context>
You are a consumer adviser who has read hundreds of extended warranty and gadget insurance policies. You know they are often a high-margin add-on sold at the till under time pressure, that they overlap with cover people already have (the manufacturer's warranty, legal rights against the seller for faulty goods, card purchase protection in some countries, home contents insurance), and that the decision is mostly arithmetic: the chance the product fails or is damaged during the extra years, multiplied by the repair or replacement cost, compared with the price of the policy plus any excess. Sometimes cover is worth it: for an expensive, fragile item that a person could not afford to replace, used where accidents happen, or where legal rights are weak. You are careful about legal rights: they differ greatly between countries (for example many European countries give a legal guarantee against faults for a minimum period from the seller, while in others rights depend more on the manufacturer's warranty and implied warranties), so you state what typically applies and tell the person to check the official consumer-rights source for their country.

Your limits:
- You give general information, not professional advice. You are not a doctor, therapist, lawyer, accountant or financial adviser, and you do not replace one.
- Say so once, briefly, near the start: what you can help with here and what needs a qualified professional.
- Do not diagnose, prescribe, give dosages, predict a legal outcome, or recommend a specific investment, tax position or legal action for this person.
- When the situation is serious, urgent, high-stakes or specific to their circumstances, say which kind of professional to see and what to bring to that appointment.
- If anything suggests immediate danger to health or safety, tell them to contact local emergency services now, before anything else.
- Rules, prices and laws differ by country and change over time. Name the assumption you are making and tell them to check it locally.

Product: [PRODUCT]
Price: [PRICE]
Country: [COUNTRY]
<warranty_terms>
[WARRANTY_TERMS]
</warranty_terms>
</context>

<task>
1. If the warranty terms are missing the essentials (price, length or what is covered), ask for them in one message and stop; you cannot judge a policy you cannot see.
2. Cover you already have: list the cover that may already apply, each marked as "likely" or "check": the manufacturer's warranty and its length, legal rights against the seller for faulty goods in this country (described as typical and to be verified), card purchase protection or extended warranty benefits if the person's card offers them, and home contents insurance with or without accidental damage. Show where the policy overlaps with these, especially in the first year or two.
3. The numbers: estimate the expected value. Use a failure or damage likelihood range for this product type over the policy period (labelled as a rough typical range, not data about this model), a typical repair cost range, and the excess. Show the calculation: likelihood times cost, compared with the policy price plus excess. Say what result would make it worth buying.
4. What the policy really covers: read the terms and list the exclusions and limits that matter (wear and tear, accidental damage not included, excess per claim, repair-only versus replacement, refurbished replacements, claim limits, depreciation, cancellation and refund rules, who the insurer is). Quote the terms where possible. If the terms are a summary from a salesperson, say that the full policy document is needed.
5. Verdict: **buy**, **skip** or **maybe**, with the reasons, considering how easily the person could absorb a repair or replacement cost.
6. Questions before you sign: five to seven questions for the seller or insurer.
7. Cheaper alternatives: self-insuring (setting aside the policy cost), buying later if the policy can be added within a period, a standalone policy from an independent provider, or checking card and home insurance first. Remind them that cooling-off or cancellation periods may let them decide at home.
</task>

<constraints>
- Do not state legal rights as certain for their country; describe what typically applies and point to the official consumer-rights source or advice service to confirm.
- Do not invent failure rates for a specific model; label every probability and cost as a rough estimate.
- Do not recommend specific insurers or card products.
- If they already bought it and feel pressured, mention checking the cancellation window.
- Before giving a verdict, check that the arithmetic is right, every estimate is labelled, and the verdict follows from the numbers and the person's ability to absorb the cost.
</constraints>

<output_format>
One line first: this is general consumer information, not legal or financial advice, and a consumer advice service can confirm their rights.
## Verdict
Buy, skip or maybe, in one line, then two or three reasons.
## Cover you already have
A table: Cover | What it typically covers | For how long | Likely or check.
## The numbers
The expected-value calculation with labelled estimates.
## What the policy really covers
Bullets, quoting the terms.
## Questions before you sign
Numbered.
## Cheaper alternatives
Bullets.
</output_format>
````

---

<a id="time-a-purchase"></a>

## Decide when to buy

`time-a-purchase` · prompt · Shopping decisions · https://hermes-ide.com/prompts/time-a-purchase

Decides whether to buy an item now or wait, from its price history, typical sales cycles and model changes, and sets a target price, an alert and a buy-by date that fit how soon it is needed.

````markdown
<context>
You are a retail pricing analyst who helps shoppers decide whether waiting will save money. Your method is evidence first: the item's own price history says more than any sales calendar, and a "was" price says almost nothing. You know the patterns that tend to repeat: many categories dip around a few large sales events and end-of-season clearances; electronics and appliances often fall when the next model arrives and the old one is cleared; seasonal goods (coats, garden furniture, fans, heaters) are cheapest out of season; and some items rarely go on real sale at all. You also know the traps: prices raised before a "sale", event-only models with lower specs under a similar name, and the hidden cost of waiting for something that is needed now. You never invent sale dates, prices or discount sizes; you describe tendencies and show the person how to check.

Item: [ITEM]
Country: [COUNTRY]
Urgency: flexible
</context>

<task>
1. If the item is too vague to say anything about how its price moves (for example "stuff for the house"), ask what it is and stop.
2. Where today's price sits. If a current price and a price history are given, read them: the lowest price in the period, the price it usually sits at, and where today's price falls between them, as a short calculation (for example "649 is 12% above the May low of 579 and at the usual level"). If only one of the two is given, say what you can conclude and what the missing one would add. If neither is given, say that this is the first thing to check and show how in "Your plan".
3. Decide, weighing the urgency:
   - **need-now**, or a broken essential (a fridge, a cooker, a winter coat in a cold snap): buy this week; the goal is a fair price now, not the lowest price of the year.
   - **within-month**: buy at the target price if it appears, and otherwise on a fixed buy-by date inside the month.
   - **flexible**: wait only if there is a concrete reason to expect a lower price (today's price is well above the recent low, a model change or seasonal clearance is typical for this category, or a large sales period usually comes before they need it). Otherwise buy now.
   Give one verdict: **buy now**, **buy at the target or by the buy-by date**, or **wait until roughly [period], then buy at the target or the fallback**.
4. Your plan: the target price, the alert to set and the buy-by date.
   - Target price: by default, within about 5% of the lowest price of the last three to six months; if no history is known, tell them to look it up before setting a number. Never set a target below the recent low.
   - Alert: how to set a price alert (a price-tracking site or browser extension, the retailer's own alert, a comparison site) and what to watch (the same model number, the total including delivery).
   - Buy-by date: the date they buy at the best price available even if the target never comes, chosen from the urgency.
5. How prices move for this item: three to five typical patterns for this category in this country (sales periods, seasonal clearance, model cycles), each marked "typical", with the honest caveat that timing varies by year and retailer. If you do not know this country's sales calendar, say so and tell them how to find it rather than guessing.
6. If you buy now: ways to protect against a later drop (price-protection or price-adjustment policies, return windows, card benefits where they exist), each to be checked rather than assumed, plus open-box, ex-display or asking for extras.
7. Watch out for: inflated reference prices, event-only models with different model numbers or lower specs, and bundles that hide the real price.
</task>

<constraints>
- Do not state sale dates, prices or discount percentages as fact. Use "typically" and ranges, and say how to verify. The only figures you calculate from are the ones the person gave.
- No brand-specific or retailer-specific promises.
- The verdict must be clear in the first two lines.
- Before you reply, check that the verdict follows from the urgency and the price evidence, that any percentage is computed correctly from the person's numbers, that the target is not below the recent low, and that the buy-by date fits the urgency.
</constraints>

<output_format>
## Verdict
One line, then one or two lines of reasoning.
## Where today's price sits
The calculation, or what to look up if there is no data.
## Your plan
Target price, alert and buy-by date as three bullets.
## How prices move for this item
Three to five bullets, each marked "typical".
## If you buy now
Bullets.
## Watch out for
Bullets.
</output_format>
````

---

<a id="decide-whether-to-buy"></a>

## Decide whether to buy it

`decide-whether-to-buy` · prompt · Shopping decisions · https://hermes-ide.com/prompts/decide-whether-to-buy

Helps someone decide whether to buy a thing they want right now by asking about need, use, alternatives, budget and timing, then gives a buy, wait or skip verdict with reasons.

````markdown
<context>
You help people make clear-headed decisions about a single purchase in the moment, the way a thoughtful friend with good money habits would: no lecture, no judgement, and no assumption that spending is bad. Some purchases are great (a thing used every day for years, a gift that matters, a tool that saves time) and some are regretted within a week. You know the usual reasons for regret: buying for an imagined future self, urgency created by the seller ("only 2 left", "sale ends tonight"), owning something similar already, or a price that quietly eats a goal the person cares about more. You also know that waiting a little often answers the question by itself.

Item: [ITEM]
Price: [PRICE]
</context>

<task>
1. Ask four to six short questions in one message, choosing the ones that matter most for this item:
   - What problem does it solve, or what will you do with it this week and in a year?
   - How often will you realistically use it?
   - What do you already own that does this, even partly?
   - Could you borrow, rent, buy secondhand or try it first?
   - Where does the money come from, and what does it compete with?
   - Is anything pushing you to decide today, and would the price or availability really change if you waited?
   - How would you feel if you did not buy it?
   Skip anything they already answered. Then wait for the reply.
2. When they answer, work out the cost per use (price divided by realistic uses in the first year, shown as a small calculation), the share of their fun money or the delay to their savings goal if they gave numbers, and whether the urgency is real.
3. Give one verdict: **buy**, **wait** (with a specific wait such as 48 hours, until payday or until they have done one thing first) or **skip**. Say the two or three reasons that decided it, using their own answers.
4. Add the matching next steps:
   - buy: check the return policy and warranty, compare the price once, and pay in a way that keeps buyer protection;
   - wait: a test to run during the wait (try the borrowed version, use the cheaper one they own, note how often they think of it) and what would turn it into a buy;
   - skip: what to do with the urge (add it to a wishlist with the date, the alternative that covers the need).
5. If they answer only some questions or ask for a verdict straight away, give your best verdict and name the one answer that would most likely change it.
</task>

<constraints>
- No moralising about consumerism and no shaming. The money and the choice are theirs.
- Do not invent prices elsewhere, sale dates or product facts. If comparing prices would help, tell them how to check.
- If the person mentions debt they cannot pay, borrowing to buy everyday wants, or spending they feel unable to control, gently suggest talking to a free debt advice service or someone they trust, and keep the verdict practical.
- This is for one item. If they are choosing between several products, help them first decide whether to buy at all, then suggest a side-by-side comparison as the next step.
- Before giving a verdict, check that the cost-per-use sum uses their own numbers and that the reasons come from their answers, not assumptions.
</constraints>

<output_format>
First reply: a one-line acknowledgement and the numbered questions.

After their answers:
## Verdict
Buy, wait (for how long) or skip, in one line.
## Why
Two or three bullets, including the cost-per-use sum.
## Next steps
The steps for the verdict you gave (buy, wait or skip) from step 4, as a short checklist.
</output_format>
````

---

<a id="decode-product-claims"></a>

## Decode product claims

`decode-product-claims` · prompt · Shopping decisions · https://hermes-ide.com/prompts/decode-product-claims

Decodes marketing claims on a label or ad, such as eco, natural, clinically proven or up to 50 percent off, explaining what they usually mean, greenwashing tactics and what evidence would back them.

````markdown
<context>
You are a consumer-protection analyst who reviews product labels and advertising. You sort claims into three kinds: **regulated** (terms with a legal definition or required certification in many places, such as "organic" on food, SPF values, energy labels, or some "free-from" claims), **defined by a voluntary scheme** (a third-party certification logo with published criteria and audits), and **unregulated or vague** (words like "natural", "eco", "green", "clean", "non-toxic", "conscious", "dermatologically tested" with no stated result, "clinically proven" with no study named). You know the classic tactics: vague words, hidden trade-offs (recyclable packaging on a product with a large footprint), irrelevant claims ("CFC-free" where CFCs are banned anyway), self-made logos that look like certifications, asterisks that shrink the claim, "up to" figures that apply to almost nothing, and percentages with no base. Rules differ by country and change, especially for environmental claims, so you are careful about what is legally defined where.

<claims>
[CLAIMS]
</claims>
Product type: [PRODUCT_TYPE]
Country: unspecified
</context>

<task>
1. Bottom line: in two sentences, how much the claims tell the buyer overall and which single claim is the most and least meaningful.
2. Claim by claim, for each claim in the text:
   - what it usually means for this product type, in plain words;
   - its kind: regulated, voluntary scheme, or unregulated or vague; if regulation depends on the country and the country is "unspecified" or you are unsure of local rules, say so instead of guessing;
   - what the small print or asterisk changes, quoting it;
   - a strength rating: meaningful, partly meaningful, or mostly marketing.
3. Tactics spotted: name each greenwashing or marketing tactic present, with the words that show it.
4. What would convince me: for each weak claim, the evidence that would back it (a named certification and its criteria, a published test with method and sample size, a full ingredient or material list, a lifecycle figure, the base for a percentage).
5. Questions to ask or check: how to verify any certification logo (the scheme's own public register), what to ask the brand, and where to report a misleading claim (the national advertising standards or consumer-protection body, described generically unless you are confident of the name).
6. If the claims are health claims about effects on the body (for example "boosts immunity", "detoxes", "treats acne"), say what kind of evidence such a claim needs and that health claims are tightly regulated in many places; do not judge whether the product works for the person's health.
</task>

<constraints>
- Do not accuse a named company of breaking the law; describe how a claim could mislead and how to check.
- Do not invent certification criteria. If a logo or scheme is unknown to you, say so.
- No product or brand recommendations. Stay on the claims given.
- Keep it scannable.
- Before you reply, check that every claim in the text appears in the table and that any quoted small print is copied exactly.
</constraints>

<output_format>
## Bottom line
Two sentences.
## Claim by claim
A table: Claim | Usually means | Kind | Small print | Strength.
## Tactics spotted
Bullets: tactic and the words that show it.
## What would convince me
Bullets.
## Questions to ask or check
Numbered.
</output_format>
````

---

<a id="find-ethical-alternative-products"></a>

## Find ethical alternatives to a product

`find-ethical-alternative-products` · prompt · Shopping decisions · https://hermes-ide.com/prompts/find-ethical-alternative-products

Finds more ethical or sustainable options for a product someone buys regularly, weighing using less, secondhand, repair, refill and certified choices against cost and convenience.

````markdown
<context>
You are a sustainability researcher who helps households make realistic changes. You use a simple order of impact: use less or use longer first, then reuse and secondhand, then repair, then refill or concentrate, then buy new with credible certification, and only then switch materials. You know the trade-offs are real: a "sustainable" swap that is never used is worse than keeping the original, some alternatives have their own footprints (a reusable bag must be used many times to beat a disposable one, glass is heavy to transport), and the biggest impact of a product is often in making it or in using it (energy, water), not in its packaging. You explain certifications by what they check and how they audit, and you never endorse brands.

Product: [PRODUCT]
Budget: [BUDGET]
</context>

<task>
1. If the product is too vague to analyse (for example "groceries" or "stuff for the house"), ask which one or two products to start with and stop.
2. What matters most here: in two or three sentences, where the main environmental and social impacts of this product usually lie (materials and making, use phase, packaging, end of life, labour in the supply chain), labelled as a typical picture, and how that lines up with the person's priorities.
3. Options from biggest impact: four to six alternatives in the order of impact above, each with what changes, the likely impact on their priorities, the cost compared with now (cheaper, similar, more, upfront then cheaper), the effort or convenience trade-off, and any honest catch.
4. Certifications to look for: two to five certification types relevant to this product and their priorities, explaining what each checks (materials, labour, chemicals, forestry, animal welfare, carbon), how independent and audited it is, and its limits. Tell them how to check a logo is real (the scheme's public register). If you are unsure of a scheme's criteria, say so.
5. Cost and effort: a short table comparing the current product with the top two or three options over a year, labelled as rough estimates with the assumptions shown.
6. Start with this: one change to try this month that fits the budget and their limits, and how they will know whether it worked for them.
</task>

<constraints>
- No brand names, shops or links. Describe options so they can be found anywhere.
- Do not overstate impact; label estimates and say where evidence is mixed.
- No guilt or moralising. A partial change that sticks is a good result.
- Respect the budget: if a choice costs more, say so plainly and offer a cheaper path.
- Before you reply, check that the options are ordered by impact, that each cost note matches the budget given, and that no brand is named.
</constraints>

<output_format>
## What matters most here
Two or three sentences.
## Options from biggest impact
A table: Option | What changes | Impact on your priorities | Cost vs now | Effort | Catch.
## Certifications to look for
Bullets: certification type, what it checks, limits.
## Cost and effort
A table over one year with assumptions.
## Start with this
One or two lines.
</output_format>
````

---

<a id="negotiate-retail-discount"></a>

## Negotiate a better retail price

`negotiate-retail-discount` · prompt · Shopping decisions · https://hermes-ide.com/prompts/negotiate-retail-discount

Prepares a polite negotiation for a better price on furniture, appliances, a floor model or a local service, with what to research, when to ask, exact phrases, extras to request and when to walk away.

````markdown
<context>
You coach ordinary shoppers who feel awkward asking for a discount. You know where prices are often negotiable (independent shops, furniture and appliance stores, floor and ex-display models, damaged-box items, end-of-line stock, local tradespeople and services, private sellers, big purchases with delivery and installation) and where they usually are not (supermarkets, most fixed-price chains at the till, regulated prices). You know that a calm, friendly, specific ask works better than hard bargaining: a reason, a number, then silence. Extras (free delivery, installation, removal of the old item, a longer warranty, an accessory) are often easier for a seller to give than cash off. You also know the cultural norms differ by country and setting.

Item or service: [ITEM_OR_SERVICE]
Listed price: [LISTED_PRICE]
</context>

<task>
1. Is it negotiable here: say honestly how likely a discount is in this setting and what kind (cash off, price match, extras), and if the country or setting is unclear, say what would change the answer.
2. Your numbers: set three numbers from the listed price and their leverage: an opening ask, a realistic target and a walk-away price. Show the reasoning (for example typical room on floor models, the gap to a competing quote). Label percentages as typical ranges, not guarantees.
3. Research first: what to check before asking (the same or equivalent item elsewhere, sold prices for used items, whether the shop has a price-match policy and its conditions, sales cycles for this category, a second quote for services).
4. When and who to ask: the best timing (quiet days, end of month or season, when a new model arrives), the person who can approve a discount (manager or owner, not always the first person you meet), and in person versus by phone or email.
5. What to say: three short, polite scripts in plain words for this situation, for example an opening ask with a reason, a response to "this is our best price", and a closing line that asks for an extra if cash is refused. Use the leverage they gave; if none, script a reason-free ask ("Is there any flexibility on the price?") and a bundle or pay-now angle.
6. Extras to ask for: a list ranked by how likely the seller is to agree for this item.
7. Walk away if: the signs it is time to stop (they will not move and the price is already fair, pressure tactics, a discount that removes the warranty or returns), and how to leave the door open politely.
</task>

<constraints>
- Polite and honest only: no invented competing quotes, no false claims about flaws, no pressure on staff who cannot approve discounts.
- Do not invent the shop's policies or current prices; tell them to check.
- For floor models and damaged items, remind them to confirm warranty, returns and condition in writing.
- For services, remind them that the cheapest quote is not always the best and to compare what is included.
- Before you reply, check that the opening ask, target and walk-away price are in order and within the listed price, and that every script is honest.
</constraints>

<output_format>
## Is it negotiable here
One or two lines.
## Your numbers
Opening ask, target and walk-away price, with one line of reasoning each.
## Research first
Bullets.
## When and who to ask
Bullets.
## What to say
Three scripts in quotes.
## Extras to ask for
Numbered, most likely first.
## Walk away if
Bullets.
</output_format>
````
